Canon 20D - 100mm 2.8 macro - f2.8 - 1/250s
I recently found an incredible PhotoShop plug-in that simulates reflections on water. I applied this filter to a few of my best selling pictures and was quite amazed by the result. There are different predefined settings, but you're free to change any of the parameters that generate the water and the waves. Price for this plug-in is only $20 and it's definitely a great investment.
http://www.flamingpear.com/flood.html
